Guides for shop owners.
Straight answers about cash discount programs, card fees and the rules, reviewed and sourced.
What is a cash discount program?
How it works, what it costs you, and what makes it legal.
Is zero-fee credit card processing real?
How the card price pays the card fees, and what to watch for.
How much does credit card processing cost?
Published rates from Square, Stripe, Clover and salon apps, side by side.
Can a business charge a credit card fee?
Surcharge rules, debit, state bans and the legal alternative.
How to choose a cash discount program
Eight questions to ask any provider before you sign.
Cash discount vs surcharge
The difference, side by side, with the card network rules.
Cash discount laws by state
All 50 states, DC and Puerto Rico: surcharge bans, caps and debit rules, with sources.
Is a cash discount legal in New York?
New York’s law (GBL §518) in plain English, with tag examples.
Cash discount calculator
What card fees cost you each month, and what changes.
Your first week on a cash discount
Tags, signs, the terminal and what to tell customers.
Card processing glossary
Cash discount, surcharge, interchange and other words, explained.
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